I didn't get any response to my post on another area of the forum, so I'll rephrase and generalize it here...
I just bought a house on an ~8 acre lake that is about 10 yrs old. There's a large shallow flat 4-8 ft on my end, which is also fed by a waterfall from the "upper" lake and thus aerated as well. Heading away from the waterfall, past the flat the lake drops to 12-16 feet and on the far end gets as deep as 20-24 feet. The edges of the lake (people's backyards) have a good amount of cover, however from 5' off the bank to 5' from the far side in most parts of the lake, the bottom is completely flat. I keep reading here that most cover should be around the edges, but what about mid-summer when the water is hot and the bass go deep? I'm wondering how much structure I should sneak in there (homeowner's association) and what it should be made of.