Since we are on the subject....when I get my EOB (Explanation of Benefits) from my insurance company, it has a column for what the doctor charged and another one showing the insurance negotiated rate. I recently got an EOB for some routine blood work I had done where the doctor's office submitted a claim of $370 for one test but the insurance company rate was $22. As I had not satisfied my deductible, I paid $22. If I could not afford insurance I would owe the doctor $370 for that test. Obviously, the doc's office was still making money at $22...and they wonder why people without insurance can't pay their bill? Wouldn't it be nice if the price was standardized so one price fits all???

Last edited by Bill D.; 09/22/15 09:20 PM. Reason: Clarification
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