scruffy, let's hope the precip. continues to bring your level up, but I would bet your PS, frogs and insects will be ok, trout are a little more finicky. When my pond level dropped dramatically the last 2 winters it never seemed to bother the PS, GSH, frogs or insects, there were plenty each summer.
The pond has only dropped 4 inches from full so the submersible pump is doing a good job bringing back water from the leak below the dam, maybe this will be the year the trout survive the winter.