I recognize that you are an expert with concrete and are probably very comfortable working with that material.
However, very few ponds of a 1/4 acre or larger are made with concrete. (It is usually used for small decorative ponds in people's yards.)
How often have you seen a basement foundation or an outdoor retaining wall that did NOT have a crack after five years? If your dam is 12' tall, there is going to be constant hydrostatic pressure trying to push water through any fine crack. Finally, how will you seal the BOTTOM of the pond?
That said, we usually try to encourage people to build ponds!
Would the seller let you go in with one of your mini-excavators from work and dig a few test trenches? Knowing your subsoils is the key to planning your pond project. If you have enough good clay, your pond project should be viable. Also, clay is "self-healing" in this application. If your dam shifts slightly, then the clay smears across itself and there is no crack for water to leak through.
I would recommend you look at the satellite view of the area around this property. If you see several ponds, then your soils are probably acceptable to build a pond.
Another step would be to use the Soil Survey to get a rough idea of the soils. Here is the link.
Web Soil Survey(There is a little learning curve to get your soils on that site. If you can't get through, you can send me your exact location in a private message and I can pull the data for you.)
If the soils are not conducive to building a pond, and/or you really want to build very close to the property lines, then a pond liner is probably your best option.
You can put the side boundaries close to the property line where there is not much slope change from the existing slope to your pond slope. However, if you build the dam up 12' above the existing grade, you will need to back the liner with a big berm of excavated material. Usually a 1:3 slope can hold steady and be mowed, but a 1:4 slope is more stable and more comfortable to drive on your mower! That means your dam needs to be 36' or 48' from your back property line.
I hope that gives you some more ideas. Good luck on your pond project!