Brettski, that certainly is an interesting thread.

The real danger, IMO, is the other person's insurance company. They don't want to get stuck with a large claim and will do everything they can to get as much money from you and your insurance company as they can.

In South Dakota, we have a law that says that a landowner is not responsible for accidents on their land when they give permission to someone to hunt or fish. Without this law, landowner permission to hunt pheasants would stop almost totally. However, there is one opening and that is for gross negligence. You tell me what gross negligence is?

In some cases, signs might lower our exposure to liability. Rather than ideas of how to keep trespassers off our land and unbrella insurance, how else can we protect ourselves from lawsuits?

This subject is so important to all of us, that I hope we get some insurance people, legal people etc. to give us some guidelines. Every state has different laws, of course, but it would be nice to have some general guidelines.


Norm Kopecky