Pond Boss Forums INTRO Questions & Observations Liability

We have only had other peoples' kids at the pond a couple of times. Little kids, which is loosely defined as under 7, wear a life preserver while at the pond. No kids fishing without adults at the pond to help out and keep an eye on things. Fortunately the layout and lack of vegetation at the pond are such that from any point you can see the entirety of the shoreline. If there would places hidden from view, I might be sweating bullets.

We have a lot of people, age 4 to whatever, who are on our place to ride horses (another great "attractive nuisance"). No one gets on a horse without a helmet, proper shoes (that won't hang up in stirrups), and a signed liability release form (for kids, signed by the parents). We have a large liability umbrella policy on account of the horse business, or I would have to consider getting one for the pond.