In KY you can fish around any of the boat ramps, the state owns the land. As long as your not swiming or fishing from a ramp your ok.
What sucks is the hunters and fishermen support the access areas and all Dept of Fish and Wildlife owned land, then the out of staters come in. Many of them bring thier $100,000 race boats and cuddy cabins then clog up the ramps. Some of them go as far as anchoring at the entrance of a cove and block other boats from entering. Don't even get me started on the jet skiers that run up a creek and do circles around my boat and they laugh the whole time. For the money I spend for liscence each year Fish and Wildlife could put a few more bodies on the water.