Ewest, thanks for the reply. No fish at all. Pond was completed and that day 3 weeks ago we got tons of rain. I was there today, and saw frogs already enjoying the water.

That is the pond. Here is what I have for fish habitat.

The PVC tree is 5 feet tall, so I was thinking of putting it in the deepest portion of the pond. That would put the top of the tree 3 feet below the surface when full.
I was planning on putting the pallet at a spot where it would end up about the same distance from the surface when full. The cinder blocks will be used to keep the structure down.
The PVC hotels, I was planning on putting more in the shallow areas.
Some of my friends are telling me to add bait fish asap. If they will surive, I am ready to do that.
BTW, I did just by a PB book and hope to get to read that as soon as it arrives.
Please keep the suggestions coming, and I will continue to read,read, read