Are you building the pond first and then your home?
Actually, you are witnessing first hand the fruits of a second mortgage. This project is targeted as a weekend and vacation retreat with the potential of a retirement crib. At my current debt, the original forecast of 5 years (min) to develop a home remains firmly intact.
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Have you ever done a project like this before?
Yes, when I was 7 years old. I was forced to give it up when my folks made me put away my Lincoln Logs and empty the bathtub.