I purchased a property with a 1.5 ac pond on it. The dam has a willow growing in the center of it. The pond is 13' deep. The willow, 10" diameter, is growing at the water line, on the deep end, of course! The question is will removing the tree cause more harm them good. It seems to me that once the tree is removed all the roots will decay and cause more issues. Removing the stump will be a challenge because it is at water level. Any words of wisdom, or at this point I'll settle for some good old been there, done that info.

Ron