Deb, When I refer to Holyoak, I am referring to the company.
As far as the Caveat Emptor/Buyer Beware thing, that holds true for anything. You have to know what you want vs. what you are getting.
As far as you being highly educated, congratulations. I respect that and do not question your background.
As far as your opinions, it was not me who asked for them. But don't get me wrong, I don't have any problems with you or your employer.