Yes Bobad, it is a catch 22 about the insurance; you get it to protect yourself and your family, and at the same time, it puts you up on the radar as a target.

I heard that ATV riders in Ohio were quickly running out of places to ride because Ohio landowners were posting all of their properties.
When asked why, the landowners said because they didn't want to have any liability if someone got injured.

Supposedly, Ohio then passed a law relieving landowners from liability if someone got hurt while riding. Then landowners took down the NTP signs.

I don't know if that's true; can anyone confirm that?

Excerpt from Robert Crais' "The Monkey's Raincoat:"
"She took another microscopic bite of her sandwich, then pushed it away. Maybe she absorbed nutrients from her surroundings."