Water level has basically been just at the bottom of the rip rap and the wind/white caps are stirring up the clay in the pond as the waves beat on the shore.
Anything you can do to reduce the fetch length that is building up the wind-driven waves would reduce erosion in your pond.
Do you have any scrap PVC pipe, old dried-out wooden fence posts, etc. on the farm that you could use to create a boom across the pond? Two ugly, poor-boy booms on ropes across the pond perpendicular to the prevailing wind direction might save you some significant erosion damage until you get enough rain to raise your water level up to the rip rap.
It would certainly be ugly now, but may help your pond be more beautiful at full pool. Also the surface area of the stuff floating in the water would help with the amount of beneficial periphyton in your pond!
