Well, things have changed for me in this regard. Fire chief (close friend of mine) asked if I would install one. Fed's will pay half, and district will pay half...no cost to me as long as I allow them access. Easy money for me.
Insurance agent says it will now drop my fire rating at least one step. I was at a 3 for years, and they raised me to a nine this past year. It was thier mistake, but a 3 basically had my property directly adjacent to a fully paid department. My house sits a mile outside city limits, and the FD is about 3 miles away...this may save me about $150/year.
Gotta download those forms right now...
In a lifetime, the average driver will honk 15,250 times. My wife figures I'm due to die any day now...