Pa,
I touched on this subject awhile back. The link is listed below.
Ponds and HO Insurance Out of curiosity, I'm going to call my agent again to see if their policy has changed.
On the subject of dry hydrants, I offer the following comments. My neighborhood is located outside the town water district. I contacted the local fire department to see about having a dry hydrant installed to benefit not only my property, but the neighbors as well. They informed me that a hydrant was not necessary with the equipment they have. I thought a dry hydrant would be much easier to tap into, especially in the winter with ice cover, but they didn't see a need for one.
Russ
