In general, it sounds pretty stupid, where did they even see fences around ponds? You should study their policies better and maybe insure a house with someone smarter... At a minimum, this fence may cost you more than your kidney, lol. If they care so much that someone might fall into the pond, let them offer favorable health insurance! Don't worry so much, check out
health insurance broker portland , it will save you from any trouble with GEICO Live in a buzz without any fences around your pond, dude!