Time and money; I have no idea of. I'm not sure I want to know and damn well don't want my wife to find out.

Re fish; I have channels, bluegills, green sunfish, and LMB. In another pond I have bluegills, lmb and grass carp. I just went to a neighbors bass heavy 1/3 pond last weekend and caught a dozen 5 to 12 inch bass to restock mine after the poachers hit. I replaced them with about 25 large bluegill.