Thanks for all the replies. I can guarantee I am reading both sides.

Update:
I am monitoring it closely. The bloom seems to be lessening. The water was probably 10 to 12 inches clarity. I think it's closer to 18 now, estimated.
I had my first fish ever die today or at least very close to dead. It was a Triploid grass carp about 12 inches long. I have no idea if it is related. It had been in there about a month.

It was 46-0-0 I used on the yard. It's called urea. I believe the 46 is nitrogen. Turns grass on.

The scum is getting worse. Little green patches now.

Maybe a healthy bloom. All I know about ponds, I learned here.

Thanks guys.