Bill, No offense taken at all on my part. Your opinion is welcome. I am three years older than you. Last week I moved a 12 ton load of creek rock with wheelbarrow, shovel, and rake. The decent small tractors cost as much as a good car. My brother in law has one of the small Kubotas with loader and belly mower, and he has maintained it well over the years. Seldom does he do a job with it when nothing breaks. He says it has cost him on average over $500 a year for parts, some years $3,000. I have helped fix it a number of times. It seems really fragile, like if something bad can happen it will. I spent the last few days looking, and have found nothing I truly want.
The ATV would be more for my wife. She has bad ankles and walking over the mole infested ground down to the ponds (1,000 feet of path) sometimes greatly pains her and she likes to go to the ponds. I could even get a small one as she's only 110 lbs. Maybe she'd like to ride a small tractor there and back.
I'm not totally giving up....sometimes good deals come along unexpectedly.