... That may be all you need if you're not looking to mow, cut, till, or lift.
John,
Not my business but, as a friend, are you sure an ATV will really ease the burden of shoveling and hauling? I'm soon 61 and having that front end loader (FEL) on my little tractor is absolutely awesome when it comes to lifting. I moved 10 yds of stone last summer and never lifted a shovel or wheel barrow! I also put mulch around 200 trees, again, no shovel or wheel barrow. A tractor with a belly mower/finish mower would also allow you to eliminate the maintenance on your lawnmowers. My wife uses our little tractor like a golf cart as well whenever she wants to just run down to the pond.