Thanks for all the great replies. Yes, the COE was mentioned because the consultant saw a couple small springs on my property. Thus....I would be disturbing some wetlands? You need a permit from the COE to move forward.
I would also need a permit from the state if the pond is bigger than 1 acre.
I'm going to get a second opinion on this. I want a big pond, my land would support one, but I don't want to have the COE involved if possible.....