I've got Paypal, but I think I have to have the money in the account, which mean deposits now and then (3 day wait blah blah). I've also got Venmo which is basically like a debt card.
I believe you can do both (bank account & credit card) on PayPal. I have a Wells Fargo account that is 100% dedicated PayPaL account. All my other banking is done at different banking institutions. So every single transaction at Wells Fargo and that account is a PayPaL transaction..but I also have a credit card (that covers basically all credit card fraud on the card) tied to the PayPal account as a backup. 99% of my PayPaL transactions are purchases. I remember the days on e-Bay of having to mail a check, money order, or give some out of state stranger/non-established business my credit card info. I love PayPal! There are 169 million PayPal users worldwide.
ps: Amazon is another basically 1-2 click easy to use entity with tons of great reviews before you buy.
