RAH:
I am mindful of the bees, that's why I cut all the grass/clover so there are no blooms in it or the surrounding area before I spray the bushes/shrubbery/long grass. I don't spray the cut grass/clover with it.
I agree, 100% DEET works VERY well. I spray it on my long pants and long sleeve "T" shirt before going out in buggy areas, and I spray any exposed skin with a lesser concentration of DEET.
I have tried other home mixes (Avon Skin-so-Soft, etc.) and they haven't worked very well for me.