It is unfortunate that many do not have the facilities nor resources to represent their own interests in these types of disputes. I feel blessed to have both. I have only needed the courts a couple times, when forced to by a contractor and the county tax assessor. I represented myself and prevailed, but it required a lot of time and effort to resolve things that should have been obvious. I have passed on taking others to court when I had good cases against them and had been harmed. Generally, I just want to be left alone. I try to "walk softly but carry a big stick". It is getting harder and harder to just be left alone though, so we will see about how long the stick will be left still...