Pond Boss Forums GENERAL QUESTIONS Property Projects & Construction Need to raise some chickens and need help.

I agree, but by going this route I can comply with their regs. I had State Farm. They wouldn't add a rider to the policy that would cover any heavy equipment that I rented like the rental company required. They kept jacking up the rates and lowering the amount of coverage. The equipment thing "we're not in the business to insure equipment" and them dropping coverage on the outbuildings "we are in the home and auto business, not insuring farm buildings" was the last straw. Their insurance rates more than doubled in the 12 years that I owned this place, and thats without having any type of insurance claim, home or auto.

I switched to Indiana Farm Bureau. They will insure any equipment that I rent for a good price on the umbrella. Home/property/outbuilding rates were cheaper than State Farm for more coverage. I knew when I switched that I'd have to get some kind of animals here, or show income based on land when talking to the agent at the time I switched. I did have bills of sale from a tiny patch of alfalfa that the neighbor cut and baled for me (small square bales) but he's not doing small square bales any more so that's gone.

IFB has the best value for the shopping that I did, even with the added expense of having the birds.