Believe it or not, I find myself doing fine even in negative temps - it's the wind on exposed skin that can do some damage in the hurry and that I loathe.
I very much agree with this. The other day it was zero degrees, but no wind. Loved it. Brisk, but not stinging. I think it's one of my favorite weather patterns.
For me, I use a combination of Under Armor 4.0 Baselayer and Ice Armor when I'm ice fishing. Been in 27 below and have yet to consider myself "cold".
