Jack your story is pretty much my story and the reason I sold my property that shared a small lake with about 15 other homeowners. I had a lake mgt company attend one of our meetings and explain the problems and solutions. There was no HOA but I could never get them to agree on anything, even when the lake was being choked off with aquatic vegetation. It was very frustrating hearing people complain "we gotta do something", but then nothing would ever get done. Pretty much everything would get voted down when it came time to open the pocketbooks. At one point I even offered to pay half the costs so we could get started, and another homeowner threatened to sue me if I moved forward. So I sold and bought some property with my brother. Don't have to listen to the non-sense anymore. Good luck in your situation.

Fishing has never been about the fish....