Sounds like the bank may have an ulterior motive here. They got money from you and they get the house if you foreclose. Win/win for them. Sad but true.
I've got an abandoned house two doors down from me with 6 foot weeds all around it. It's a terrible eyesore for the neighborhood.The house is slowly falling apart with no one living in it to take care of it. I think it's been broken into also. The bank repossessed it after the owner went bankrupt. The bank kicked the renter out that was paying a monthly rent payment AND keeping up the house and yard. I'm scratching my head trying to figure out why they kicked the renter out (I know him so I do have my facts right). The only think I can think of is the bank somehow is getting restitution or a write off vs. keeping the renter in.