Wow, that is a heck of a lot of cash for that size. We paid about $9500 for everything on a little less than 0.7 acre pond. No permits needed until you go over an acre for flooding concerns. Just have to stay away from lot lines. I am talking New York here, the land of regulation and high taxes.

My guess is you land happens to be where everyone in the area wants the same thing, so you are getting gouged.