Seeing Gary's incredible loss from fire prompted DD1 to post his concern for increasing his homeowner's insurance level. This immediately made me think about another aspect of insurance that doesn't get a lot of attention; personal liability umbrella policies (PLUP) (Theo, this one needs to be in the acronym listing if for no other reason than to make somebody out there see it and wonder what it is).
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How many of you guys and gals have a PLUP? We have skirted talking about it now and then, but never really focused on it. Heck, I think it's a PB Mag article waiting to happen. When that big ol' beautiful water feature turns innocently deadly, the only bright spot may very well be knowing that the owner had the forethought and took the initiative to add a PLUP to their insurance protection.
