Brettski,
I wouldn't sweat the costs much. It may be a little high, but so what? Twenty or thirty years from now, you will not remember or care in the least about the costs, but you will dang sure remember if you have a poor quality product that did not meet your needs.
Far better to pay for it once, than pay and pay and pay to get it right. Keep your eye on your objective, find the money, do it right, and you won't be sorry.
