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Joined: Jan 2004
Posts: 12
Member
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Member
Joined: Jan 2004
Posts: 12 |
Recently a friend of mine was saying if he had a pond his insurance company would drop him. I was just wondering if anyone has had that kind of problem or had to get any additional insurance.
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Joined: Jan 2004
Posts: 969
Lunker
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Lunker
Joined: Jan 2004
Posts: 969 |
I just recently went through this with my insurance company and was "discounted" because I had several million gallon on tap for the fire dept if needed.Liability was the same with or without ponds. It probably varies by state and company. Some townships in Ohio also require fences around new pond construction.Ted
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Joined: Apr 2002
Posts: 1,011
Lunker
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Lunker
Joined: Apr 2002
Posts: 1,011 |
The nearest fire hydrant to my property is probably 1.5 miles away. After I built one of my ponds (about 125' from the house), I called my insurance company to see if I would be eligible for a discount. At that time they informed me a pond was treated like an inground pool and should be fenced!
My ponds are neither fenced nor did I get a discount.
Good Luck
Russ
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Joined: May 2004
Posts: 10
Member
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Member
Joined: May 2004
Posts: 10 |
I built a small 2 acre pond next to my rural home. I ask my ins agent if my rates would go up.
They said only if I built a structure on the pond like a dock.
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