Thanks guys,
bobad, I don't have an ATV, I use an old '70 Datsun truck instead, but I think I'll sell it and get an ATV. I would use it a lot more than the truck, and I really like the mower attachment idea you suggested. heybud, the Kubota & JD dealerships are both about the same distance from me, but I agree about the service consideration.
Dave, I really do want the tractor, and everyone I've talked to says the same thing that you did about the loader.
I'm going out of town for a few days and will probably decide when I get back. I hope I talk myself into the tractor.