Thanks Mike, I probably will go with sand on top and gravel in the water.

Greg, I never claimed to be the smartest guy in the pond world, therefore my idea of "encouragement" would be renting a hotel room with a bottle of champagne and some spanish fly for these fish. That is not going to happen. However I will be putting in a beach, which will most likely get little use in the summer months, so I will take my chances. Thanks JN