I'm adding on to my house and my homeowners insurance for the new improved place jumped from $400 per year to over $1000, their reason being I'm so far from a fire hydrant any fire would likely totally destroy the place. I've read up on dry hydrants and since my house is within 200 feet of my pond a dry hydrant is a viable option for fire fighting. I would like to know if any of you have experience with insurance rates and what types of discounts are available if a dry hydrant is installed.

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