I wouldn't expect it to burn down again. This place has been around for quite some time. That would also toss in some pretty RED Flags.
My personal opinion is someone rolled the dice with the insurance (it will never happen to me) and it came up snake eyes. And now they are rolling the dice getting back up and running while crapping on former customers and hope they will just go away.
Well, this type of thing "just don't go away". I'm sure there are a few more of their faithful customers who are getting burned as well.
