Same thing happened to Cathy, Dave. Her electronic filing was rejected (already filed) IRS happened to send her a letter since "she" had failed to add an overpayment from last year to her refund. IRS didn't send out the fraudulent payment yet. She also had $12,000 charged in 4K increments at a Florida Target store, a new account opened and flight from NYC to the Dominican Republic charged on it....ticket stopped...Capital one account was hacked and a "replacement card" sent to Florida...Cap one screwed up and sent it to OUR address...stopped that attempt.
It is a major PITA to have so many fraud alerts to send out, but she got pretty lucky really...she just happened to notice a charge on a card she had not used in 6 years that alerted her. All this fraudulent activity took place over a 32 hour time span....more things keep trickling in that were stopped after the fraud alert was made.
